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AdamO

Health insurance cover whilst riding on a motorcycle?

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Does anyone have any personal recommendations for health insurance (with a reputable company) that includes cover whilst riding on a motorcycle? I see AIA don't cover at all and BUPA is only 50% and limited at THB 200,000. And has anyone claimed with the company after a motorcycle accident? I don't mean add-on insurance with bank accounts or credit cards etc., I mean full cover policies.

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I think only international expat health insurance offers decent coverage like getting into the millions of baht. All of the Thai insurers seem to have a maximum of a few hundred thousand which for me, just doesn't seem worth it.

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2 minutes ago, Jessica said:

I think only international expat health insurance offers decent coverage like getting into the millions of baht. All of the Thai insurers seem to have a maximum of a few hundred thousand which for me, just doesn't seem worth it.

Do you pay for the international insurer from within Thailand or from another (i.e. your home) country?

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Just now, NigelG said:

Bupa has a platinum plan as well. it covers until 1, 2 or 5 million baht depends which package you choose

Major exclusions of the Platinum Plan: "For losses arising whilst driving or riding as a passenger on a motorcycle only 50% of the benefit will be paid and not more than 200,000 baht."

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So from what I am reading here there seems not to be very good insurance in BKK and I am guess they do not work with American Insurance Companies and you are on your own dealing with your own American Insurance!!

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You are right Bupa doesnt fully cover motorcycle accidents. you've to pay a bit extra to your standard insurance, then you can cover medical expenses with Bupa after a motorcycle accident up to 10 Mill Baht.

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I see many people who crash scooters in Phuket, I think its too dangerous for tourist to rent and ride any type of motorcycle in Thailand.

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